Cross-border funeral cover
Your Family Deserves Protection No Matter
Where Life Takes You
Cash Funeral Cover That Pays Out in 24 Hours
- Cover that follows your family across borders
- Fast claims support when it matters most
- Affordable plans built for real African families
- Licensed FSP 41837
- Trusted Since 2007
Get a Free Quote
It only takes 30 seconds
We respect your privacy. Your details are safe with us.
Cross-border funeral cover
Your Family Deserves Protection No Matter
Where Life Takes You
Cash Funeral Cover That
Pays Out in 24 Hours
- Cover that follows your family across borders
- Fast claims support when it matters most
- Affordable plans built for real African families
- Licensed FSP 41837
- Trusted Since 2007
Get a Free Quote
It only takes 30 seconds
We respect your privacy. Your details are safe with us.
Cash Payout
You choose where to send
Claims Paid
Within 24 hours
Covers SA &
Cross-Border Families
Affordable
Premiums from R79 p/m
The reality
Funerals Are More Expensive Than Most Families Expect
A funeral today can cost thousands, sometimes more than families can afford at short notice.
When a loved one passes away, families often struggle with:
- Transporting the body across borders
- Paying for service arrangements quickly
- Unexpected travel and burial costs
- Financial pressure on the whole family
Without cover, grief becomes financial stress.
the solution
Cross-Border Funeral Cover That Moves With Your Family
Shimanda Life understands African families don’t stay in one place.
That’s why our cover is designed for real-life situations, whether your family is in:
- South Africa
- Zimbabwe
- Other African countries
We help ensure your loved ones are covered and supported, even across borders.
How it works
1. Choose Your Plan
Pick a cover option that fits your family size and needs.
2. Pay Your Premium
Once active, your policy is ready to support your family.
3. Claim in 24 Hours
We process and payout claims within 24 hours (or one working day) after all documents are submitted.
Get Your cover today
Choose by Cover Amount
Enjoy a 10% cash back on total premiums every 60 months.
Most Popular
R119
/month
Family
Family cover includes the policy owner, spouse, and dependent children under one funeral policy.
R129
/month
Extended Family Member
Extended Family cover available for members aged 7 years minimum, with maximum entry age 75.
Dependent cover benefits
- From 1yr and equal to/or below 7yrs: 25% of cover
- Above 7 yrs, below or equal to 14yrs: 50% of cover
- Above 14 years, below or equal to 21 yrs.: 75% of cover
Still birth – 1 claim only for duration of policy R1250
Enjoy a 10% cash back on total premiums every 60 months.
Most Popular
R139
/month
Family
Family cover includes the policy owner, spouse, and dependent children under one funeral policy.
R179
/month
Extended Family Member
Extended Family cover available for members aged 7 years minimum, with maximum entry age 75.
Dependent cover benefits
- From 1yr and equal to/or below 7yrs: 25% of cover
- Above 7 yrs, below or equal to 14yrs: 50% of cover
- Above 14 years, below or equal to 21 yrs.: 75% of cover
Still birth – 1 claim only for duration of policy R2500
Enjoy a 10% cash back on total premiums every 60 months.
R119
/month
Policy owner
Premium rate applies to the policy owner only.
Most Popular
R159
/month
Family
Family cover includes the policy owner, spouse, and dependent children under one funeral policy.
R239
/month
Extended Family Member
Extended Family cover available for members aged 7 years minimum, with maximum entry age 75.
Dependent cover benefits
- From 1yr and equal to/or below 7yrs: 25% of cover
- Above 7 yrs, below or equal to 14yrs: 50% of cover
- Above 14 years, below or equal to 21 yrs.: 75% of cover
Still birth – 1 claim only for duration of policy R3750
Enjoy a 10% cash back on total premiums every 60 months.
Most Popular
R179
/month
Family
Family cover includes the policy owner, spouse, and dependent children under one funeral policy.
R279
/month
Extended Family Member
Extended Family cover available for members aged 7 years minimum, with maximum entry age 75.
Dependent cover benefits
- From 1yr and equal to/or below 7yrs: 25% of cover
- Above 7 yrs, below or equal to 14yrs: 50% of cover
- Above 14 years, below or equal to 21 yrs.: 75% of cover
Still birth – 1 claim only for duration of policy R5000
Enjoy a 10% cash back on total premiums every 60 months.
R179
/month
Policy owner
Premium rate applies to the policy owner only.
Most Popular
R259
/month
Family
Family cover includes the policy owner, spouse, and dependent children under one funeral policy.
R329
/month
Extended Family Member
Extended Family cover available for members aged 7 years minimum, with maximum entry age 75.
Dependent cover benefits
- From 1yr and equal to/or below 7yrs: 25% of cover
- Above 7 yrs, below or equal to 14yrs: 50% of cover
- Above 14 years, below or equal to 21 yrs.: 75% of cover
Still birth – 1 claim only for duration of policy R6250
Enjoy a 10% cash back on total premiums every 60 months.
R269
/month
Policy owner
Premium rate applies to the policy owner only.
Most Popular
R349
/month
Family
Family cover includes the policy owner, spouse, and dependent children under one funeral policy.
R399
/month
Extended Family Member
Extended Family cover available for members aged 7 years minimum, with maximum entry age 75.
Dependent cover benefits
- From 1yr and equal to/or below 7yrs: 25% of cover
- Above 7 yrs, below or equal to 14yrs: 50% of cover
- Above 14 years, below or equal to 21 yrs.: 75% of cover
Still birth – 1 claim only for duration of policy R7500
Accidental death – only the policy owner is entitled to this benefit (T’s & C’s apply). Full benefit amount applies.
PAY ANYWHERE, ANYTIME
Stories, Costs & Real-Life Moments
Real experiences around life and loss
Frequently asked questions
How does Shimanda Life funeral cover work?
Shimanda Life provides cash funeral cover that pays out directly to your nominated beneficiary when a valid claim is approved. This gives your family the freedom to choose funeral services that suit their needs.
How long does it take for claims to be paid?
Claims are processed and paid within 24 hours (1 working day) after all required documents have been submitted and verified.
Can I cover family members living outside South Africa?
Yes. Shimanda Life is designed to support cross-border families, allowing cover for loved ones living in South Africa or abroad.
How can I pay my monthly premiums?
You can pay nationwide through multiple convenient payment methods, including:
- Debit order
- EasyPay retail stores
- Banking apps and online banking
- Selected point-of-sale payment channels
Is there a waiting period before I can claim?
Yes. The standard waiting periods are:
- Natural death: 6 months
- Suicide: 12 months
- Accidental death (policy owner only): 1 month
Terms and conditions apply.